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The Japanese Non-Profit Insurance
Program provides the coverages that Japanese Non-Profit Organizations need most - all in a
single policy with one premium.
The Program includes coverages for property, buildings, personal
property, and liability plus additional coverages for those who desire more comprehensive
protection. It is the ideal way to simplify the insurance needs of the Japanese
Non-Profit Organization without sacrificing coverage or protection. |
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Property coverage protects the organization's interest in buildings and
personal property up to the limits of the policy. |
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Building Coverage Includes: |
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Actual cash value or replacement cost. |
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All buildings and structures at the premises. |
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Personal property used to maintain or service the buildings or premises
such as fire extinguishing equipment, outdoor furniture and appliances. |
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Business Personal Property Includes: |
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The organization's property on or within 100 feet of the premises. |
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The liability for property of others in the organizations care, custody
and control. |
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Additional Coverages Included are: |
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$ 10,000 |
Accounts receivable including credit or charge card slips |
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$ 5,000 |
Extra expense |
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$ 1,000 |
Fire protection device recharge |
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$ 2,500 |
Loss data preparation costs |
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$ 2,500 |
Signs - indoor and outdoor - attached or unattached |
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$ 2,500 |
Fire department service charge |
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$ 250,000 |
Newly acquired or constructed property - buildings |
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$ 100,000 |
Personal property at each newly acquired premises |
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$ 10,000 |
Valuable papers and records - cost of research - covered causes of loss;
including electronic and magnetic media |
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$ 10,000 |
Property off-Premises including stock |
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$ 1,000 |
Property in custody of salespersons |
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$ 2,500 |
Trees and shrubs
$ 500 per tree, shrub, or plant
$ 1,000 outdoor property |
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$ 10,000 |
Debris removal |
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$ 1,000 |
Glass |
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$ 2,500 |
Property-in-transit - owned vehicles or carrier or bailee for hire |
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$ 10,000 |
Water back-up of sewers and drains |
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$ 2,500 |
Off-premises power failure (business Income) |
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60 days |
Extended business income |
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