February 22, 2012
Products & Services
Japanese Temple Insurance Program
The Japanese Temple Program provides the coverages that Japanese Temples need most - all in a single policy with one premium.
The Program includes coverages for property buildings, personal property, and liability plus additional coverages for those who desire more comprehensive protection. It is the ideal way to simplify the insurance needs of the Japanese Temple without sacrificing coverage or protection.
Japanese Non-Profit Insurance Program
The Japanese Non-Profit Insurance Program provides the coverages that Japanese Non-Profit Organizations need most - all in a single policy with one premium.
The Program also includes coverages for property, buildings, personal property, and liability plus additional coverages for thosewho desire more comprehensive protection. It is the ideal way to simplify the insurance needs of the Japanese Non-Profit Organization without sacrificing coverage or protection.
Property Insurance
Property insurance helps protect the temple's interest in buildings and personal property up to the limits of the policy.
Building Insurance Includes:
| Debris Removal Covered Property (other than Electronic Data Processed Equipment and Electronic Data) Electronic Data Processing Equipment and Data |
$35,000 Unlimited |
| Fire Department Service Charge | $15,000 |
| Pollutant Clean Up and Removal | $25,000 |
| Electronic Data | $50,000 excl. virus or $2,500 incl. virus |
| Fire Protection Device Recharge | $10,000 |
| Extra Expense | $10,000 |
| Consequential Damage | $10,000 |
| Deferred Payments | $10,000 |
| Claim Expenses | $10,000 |
| Utility Services - Direct Damage | $35,000 |
| Spoilage Coverage | $5,000 |
| Newly Acquired or Constructed Property Increased Limit Building Personal Property (other than Electronic Data Processing Equipment and Electronic Data) Electronic Data Processing Equipment and Electronic Data, including duplicates Or Electronic Data, including data duplicates |
$1,000,000 (180 Days) $500,000 (180 Days) $50,000 (excl. virus) $2,500 |
| Personal Effects and Property of Others | $10,000 |
| Valuable Papers and Records (other than Electronic Data) | $15,000 |
| Property Off-Premises | $25,000 |
| Outdoor Property | $2,500/ 500 |
| Markets | $10,000/ 500 |
| Electronic Data Processing Equipment | $50,000 |
| Money Securities | $10,000 |
| Accounts Receivable | $10,000 |
| Fine Arts | $10,000 |
| Brand and Label | $10,000 |
| Installation | $10,000 |
| Salesperson's Samples | $1,000 |
| Urns | $10,000/ 500 |
| Outdoor Signs Attached to Building/ Indoor Signs | $2,500 |
| Arson Reward | $15,000 |
| Lock Repair or Replacement | $10,000 |
| Rare Glass, Art Glass and Art Glass Windows | $100,000 |
Liability Insurance
Liability insurance helps protect the temple from legal obligation to pay for bodily injury or property damage arising out of the temple's business. The temple is also protected from certain medical expenses for accidental bodily injury to others on the temple's premises or because of the temple's operations, regardless of fault.
Business Liability Insurance Includes: